FinBox Research
Topic

Digital Lending

End-to-end coverage of India's digital lending ecosystem — regulation, technology, business models, and the operational playbooks of lenders building at scale.

The role of a business rules engine in India’s mortgage landscape
As the tide turns for housing finance companies, automation technology takes centre stage
11 Dec 2023 3 min read
Will small-ticket loan snags also hit bank FinTech partnerships?
The RBI seems to have been successful in its goal of reining in the growth of unsecured credit. Most FinTechs have tie-ups with banks and NBFCs to fund their small ticket offerings, but it looks like top-down tightening will temper their expansion.
8 Dec 2023 4 min read
Navigating the wily waters of deep fakes
As deep fakes gain popularity, what can be done to protect the average Indian and their hard-earned money?
1 Dec 2023 3 min read
Acing the high-tech, low-cost ops model: Small Finance Banks and the power of an agile Business Rules Engine
Why Small Finance Banks need an agile business rules engine to sustain their distinctive business model
29 Nov 2023 4 min read
RBI wants social distancing between banks and NBFCs
The Reserve Bank of India not only wants to bring sanity back into the burgeoning retail credit market, but also wants to ensure that closely knit banks and NBFC lenders do not self-combust in this race to the top.
24 Nov 2023 4 min read
As expectations soar, will MFIs clear the digital transformation hurdle?
Microfinance insitutions are under the spotlight once again, being hailed as drivers of the Indian economy. However, challenges remain - will they meet soaring expectations?
10 Nov 2023 2 min read
Why an advanced rules engine should be the core of lenders’ ONDC strategy
A competitive edge for lenders: The role of an advanced rules engine in ONDC
10 Nov 2023 4 min read
LOS
Presenting FinBox LOS: Supercharge disbursals with zero friction!
Great credit products are built on agile origination systems. Launch and own your credit product’s performance with FinBox's highly configurable loan origination software. Go-live in ~2 weeks!
7 Nov 2023 3 min read
Prism
One API stack, multiple partnerships: Presenting FinBox's API Middleware
If partnership-driven growth is what you're looking for, FinBox's API middleware is the way to go!
7 Nov 2023 2 min read
ONDC
ONDC and Lenders 101
Know all about ONDC and how this phenomenon, often touted as the 'UPI of e-commerce', can be leveraged by lenders.
7 Nov 2023 4 min read
Banks get a bad rep and a worse rap sheet
Weekly insights on fintech and industry, curated by Mayank Jain.
13 Oct 2023 4 min read
The FinTech menagerie gets its newest animal
Hello everyone, Welcome to the 80th edition of The Pattern, a weekly newsletter where I bring you the
6 Oct 2023 4 min read
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