FinBox Research
Topic

Digital Lending

End-to-end coverage of India's digital lending ecosystem — regulation, technology, business models, and the operational playbooks of lenders building at scale.

MSME credit needs to be cheaper and easier, not just formal
It seems to me that the number $267-334 billion  isn't just the widely accepted MSME
17 Jun 2022 5 min read
For digital lending, RBI plays good cop bad cop simultaneously
If I had to explain the regulatory function of the Reserve Bank of India as a concept to,
10 Jun 2022 3 min read
The case for Embedded Finance in healthcare
This article was written in collaboration with QubeHealth, a FinTech for health-tech company that is changing the
3 Jun 2022 6 min read
Lending for Bharat: How WhatsApp, APIs and sachet loans will bring credit to millions of Indians
WhatsApp Business is on its way to becoming a quasi-superapp in India. Meta’s golden goose has
2 Jun 2022 5 min read
Equated Daily Instalments
Move over EMIs: Understanding Equated Daily Instalments (EDIs) and how it’ll bring formal credit to 4 crore MSMEs
What does it take to run a successful EDI programme? Find out
30 May 2022 5 min read
A digital lender’s guide to acquiring new borrowers (without burning marketing dollars)
There’s a common misconception around marketing - that it only works when you throw money at it. Think
30 May 2022 4 min read
Of RBI's matchmaking, explorer banks, and innovation beyond BNPL
Bank of Baroda recently announced the launch  of its co-lending platform in partnership with several non-banking
20 May 2022 2 min read
How FinTechs can strengthen the co-lending wedlock between banks and NBFCs
Co-lending 101: Navigate the regulatory maze
17 May 2022 6 min read
During a gold rush, sell shovels
Hello and welcome to this week's edition of the Pattern, a newsletter where I try to
13 May 2022 4 min read
Signals from the soil: Why data interoperability is crucial to agricultural lending
Agriculture is the sum of many parts. Its success depends on a range of factors from soil quality
13 May 2022 4 min read
70% of Indians are one medical bill away from slipping into poverty. Can new-age finance help?
Zomato’s ten minute delivery plan was met with a fair bit of uproar when it was announced
5 May 2022 3 min read
Small is beautiful: How micro SaaS can fast track agricultural digitisation by 10x
The biggest digitisation successes of our times have come through SaaS. Be it Salesforce for sales, HubSpot for
2 May 2022 3 min read
Explore more

Related topics

All topics