Data Underwriting

Here’s a quick question. How much has your life changed in the last six-twelve months? Maybe

Discover how to supercharge your digital lending efforts through alternative data underwriting. Learn the benefits and strategies to enhance your loan process.

This article was written in collaboration with QubeHealth, a FinTech for health-tech company that is changing the

There’s a common misconception around marketing - that it only works when you throw money at it. Think

While the pandemic made life tougher for large consumer brands as they tried to plug supply chain challenges,

Data is ubiquitous. Especially in agriculture. But data with economic value attached? Not so common. Think of all

Banking-as-a-service: Disruptive or destructive?

Despite a technological boom in the financial sector, large parts of rural India remain outside the ambit of formal credit. Embedded Finance, which enables simplified user experiences, customized loans, and more, can change that.

General trade forms the backbone of Indian retail. With the help of embedded finance, D2C brands in India can leverage the kirana store network to strategically push products and grow by up to 10x.

Cash Flow Based Lending enables tailored, short-term, small-sized credit products and risk assessment of MSMEs, based not on their balance sheet or assets, but on real-time cash flow data and will ease the $280 billion credit gap in the Indian MSME sector.

Buy Now Pay Later (BNPL) will revolutionise B2B Credit, MSME Lending, and provide large value to B2B E-Commerce platforms.