FinBox Research
Topic

Data Security

Securing financial data in motion and at rest — consent management, encryption, RBI compliance, and what data security looks like in a lending stack handling sensitive borrower information.

How choice architecture can boost conversions & collections in digital lending
In a perfectly egalitarian market, consumers would have complete control over the choices they make. Every product or service would be judged solely based on its merit, stifling any opportunity for…
30 Oct 2024 6 min read
How Account Aggregator is bringing customer consent back into lending picture
Before the advent of Account Aggregator (AA), the ‘right to data portability’ existed only in theory. AA for the first time empowered its practice.
27 Feb 2024 2 min read
Humanizing FinTech No.2: Building trust into FinTech marketing for acquisition success
Consider this. India has over 7,000 FinTechs - only running behind the USA and China who have 20K+
19 Oct 2022 4 min read
Humanizing FinTech No.1: The case for empathy in FinTech and how to bake it in your products
Off the many remnants COVID has left lingering in our lives - the odd mask lying in our pockets,
11 Oct 2022 3 min read
How can lenders optimize DSA operations?
A decade ago, popular publications were tripping over themselves in an attempt to declare the ‘death of DSAs’
16 Aug 2022 3 min read
Lending for Bharat: How WhatsApp, APIs and sachet loans will bring credit to millions of Indians
WhatsApp Business is on its way to becoming a quasi-superapp in India. Meta’s golden goose has
2 Jun 2022 5 min read
GST invoices, alternate data and cash-flow underwriting: How to unlock the $400 bn MSME financing opportunity
When it comes to MSME financing, the problem of thin-file borrowers and informal setups crops up time
24 May 2022 3 min read
Banking-as-a-service: Risks and complexities to consider before choosing the right partner
Find the perfect banking as a service partner for your business. Our blog covers everything you need to know about choosing the right BaaS provider, from compatibility to pricing. Learn how to assess BaaS providers, and what to look for in a partner.
17 Feb 2022 3 min read
Collections efficiency: The playbook to combine the best of AI and human intelligence
Learn how to combine AI and human intelligence for better collections efficiency in our latest blog post.
21 Jan 2022 5 min read
Digital lending: The two-way trust deficit and how lenders can crack data security
The Covid-19 crisis has brought the lending industry to an inflection point - digital adoption and finance consumption
7 Jan 2022 6 min read
Five bitter pills that RBI prescribes to make digital lending healthy again
Sachet, the Reserve Bank of India’s portal for complaints from the public, received over 2,500 complaints
25 Nov 2021 4 min read
Will the BNPL juggernaut hit a bump with data security?
The last year would have you believe the Indian economy was in doldrums, people had cash flow issues
2 Sep 2021 5 min read
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