FinBox Research
Topic

Credit

Credit scoring, risk pricing, bureau data, and the models lenders use to decide who gets a loan, at what rate, and why.

Can credit push digitisation in the MSME sector?
While the rest of the world marched to the beat of digitization, two sectors seemed to look on
4 Nov 2022 4 min read
What is Adaptive Checkout and how does it help improve conversions for online commerce?
How many times have we spent minutes, or even hours browsing through an e-commerce website, filling our
27 Jul 2022 3 min read
Small is beautiful: How micro SaaS can fast track agricultural digitisation by 10x
The biggest digitisation successes of our times have come through SaaS. Be it Salesforce for sales, HubSpot for
2 May 2022 3 min read
Sachetised loans are a gateway to deeper financial empowerment. Here’s why
Loans in sachets — because good things come in small packages
21 Apr 2022 5 min read
For legacy brands, the road to D2C victory passes through FinTech. Here’s why
In India, we’re obsessed with established brands and the trust they bring. Just a look at the
14 Apr 2022 4 min read
The A-team: How alternate data & Account Aggregator can shake up credit underwriting
As many as 63% of customers never finish  their loan applications. The reasons for these high drop-offs
4 Mar 2022 5 min read
Banks v/s FinTechs? Five reasons why partnering is a win-win
This blog makes a case for banks and FinTechs to come together and play to their strengths in order to provide cutting-edge financial products and improve customer service.
6 Sep 2021 4 min read
Embedded Lending - Use Cases, Advantages and Challenges
What is Embedded Lending and why is it accepted easily in the financial sector? Get details like pros and cons associated with Embedded Credit lending.
20 Aug 2021 5 min read
How Embedded Finance enables retail-tech platforms to grow their revenue by 5x
Retail-tech platforms that cater to MSMEs can leverage Embedded Finance to unlock an alternate source of revenue, monetize their existing customer base, boost subscription revenues, and much more.
25 Jun 2021 3 min read
Challenges with MSME lending and how Embedded Finance solves them?
A new tech-driven model is boosting access for lending for MSMEs. However, there are certain unique challenges that this model must tackle. Read on for a look at what these are.
8 Apr 2021 6 min read
Buy-Now, Pay-Later will revolutionise B2B E-Commerce payments
Buy Now Pay Later (BNPL) will revolutionise B2B Credit, MSME Lending, and provide large value to B2B E-Commerce platforms.
17 Mar 2021 4 min read
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