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Credit Risk Deep Dive

Underwriting logic, risk scoring, fraud signals, and alternative data — how modern lenders make better credit decisions at scale.

  1. 1
    Gini Coefficient Explained: The most important measure of a lender's underwriting prowess

    Gini Coefficient Explained: The most important measure of a lender's underwriting prowess

    2 min read ·Shamolie Oberoi
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  2. 2
    The A-team: How alternate data & Account Aggregator can shake up credit underwriting

    The A-team: How alternate data & Account Aggregator can shake up credit underwriting

    5 min read ·Chitwan Kaur
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  3. 3
    Humanizing FinTech #5: How can AI help lenders deliver customized products based on personalized underwriting?

    Humanizing FinTech #5: How can AI help lenders deliver customized products based on personalized underwriting?

    3 min read ·Shamolie Oberoi
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  4. 4
    Transforming Credit Underwriting: The Power of Alternative Data in Income Estimation

    Transforming Credit Underwriting: The Power of Alternative Data in Income Estimation

    Income estimation stands as the bedrock of credit underwriting, a decisive metric empowering lenders to make informed lending decisions. It gauges repayment capacity, allowing financial institution…

    3 min read ·Aparna Chandrashekar
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  5. 5
    Why RBI wants a peek into the lending algorithms box?

    Why RBI wants a peek into the lending algorithms box?

    The RBI has been advocating for increased governance across areas, especially algorithm-based lending - let's take a look at why!

    4 min read ·Mayank Jain
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