FinBox Research
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Credit Products

Browse all articles filed under Credit Products — from the FinBox research desk.

How choice architecture can boost conversions & collections in digital lending
In a perfectly egalitarian market, consumers would have complete control over the choices they make. Every product or service would be judged solely based on its merit, stifling any opportunity for…
30 Oct 2024 6 min read
Embedded Finance and the new era of customer experience
Customer experience in lending has gained immense prominence in this digital era. Consumers now want fast and easy credit that's customized to their unique needs - and Embedded Finance makes it possible.
23 Jun 2021 4 min read
Embedded Finance
What is Cash Flow Based Lending and how it will ease the MSME Credit Gap?
Cash Flow Based Lending enables tailored, short-term, small-sized credit products and risk assessment of MSMEs, based not on their balance sheet or assets, but on real-time cash flow data and will ease the $280 billion credit gap in the Indian MSME sector.
12 May 2021 5 min read
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