FinBox Research
Topic

Collections

Browse all articles filed under Collections — from the FinBox research desk.

Are you underusing Account Aggregator?
Harness massive untapped value beyond underwriting
22 Dec 2025 3 min read
Till debt do us apart: Strengthening lending vows
With defaults on the rise, discover how lenders can responsible lending and why proactive support is the ultimate vow.
17 Oct 2025 2 min read
AI is coming for your loan recovery playbook
Gone are the days when a collection agency paid a visit to a loan defaulter's home to collect the rest of the money.
26 Sep 2025 4 min read
AI in collections - From reactive recovery to predictive intelligence
Lending is a business of collecting. The real work starts once a loan is disbursed, and monthly auto-debit requests start hitting your borrowers' bank accounts.
4 Jun 2025 4 min read
Insolvency A new infinity loop for the Indian lenders
What happens when bankruptcy resolutions don't stay resolved? A deep dive into the IBC, lenders' frustration, and the need for reform.
16 May 2025 4 min read
Can more data finally solve India's bad loan problem?
CEIB access levels the playing field for private banks, but fintechs are still crucial for smarter risk management and collections.
31 Jan 2025 4 min read
How choice architecture can boost conversions & collections in digital lending
In a perfectly egalitarian market, consumers would have complete control over the choices they make. Every product or service would be judged solely based on its merit, stifling any opportunity for…
30 Oct 2024 6 min read
A lacklustre Diwali is on the cards for Indian lenders, here's why
Credit crunch and rising costs put pressures on the bottom line
25 Oct 2024 3 min read
Fall from grace - Have millennials become problem children?
When millennials start defaulting on their debts
27 Sep 2024 3 min read
Can desserts sweeten sour NPAs this Diwali?
Hello everyone, Welcome to the 84th edition of The Pattern, a weekly newsletter where we dissect and delve
3 Nov 2023 4 min read
Credit cards Life in plastic, is it really fantastic?
Hi everyone, Welcome to the 68th edition of The Pattern, a weekly newsletter where we unpack the latest
14 Jul 2023 3 min read
Debt Collection: What is it and How to Increase Debt Collection Rate?
Discover the ins and outs of debt collection and learn proven techniques to boost your debt collection rate. Maximize recoveries and improve financial stability.
12 Jun 2023 8 min read
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