FinBox Research
Topic

BNPL

Buy Now Pay Later in India — product design, underwriting models, regulatory positioning, and what separates sustainable BNPL from growth-at-any-cost.

India's great festive splurge -- and what comes after
Hi everyone,   Welcome to this week's edition of The Pattern -- a weekly newsletter decoding the undercurrents
24 Oct 2025 2 min read
What is banking as-a-service and why you should care about it?
What is Banking as a Service and who are the target customers. How Banking as a Service is helping SMEs to get easy access to B2b credit?
30 Oct 2024 5 min read
Will small-ticket loan snags also hit bank FinTech partnerships?
The RBI seems to have been successful in its goal of reining in the growth of unsecured credit. Most FinTechs have tie-ups with banks and NBFCs to fund their small ticket offerings, but it looks like top-down tightening will temper their expansion.
8 Dec 2023 4 min read
Can FinTechs 'jugaad' their way to survival?
Hello everyone, Welcome to the 57th edition of The Pattern, a weekly where we dissect and analyse the
28 Apr 2023 5 min read
FinTrifecta - Analogue rollback, digital push & a regulator to watch over
Hello everyone, Welcome to The Pattern, a weekly newsletter where I bring you the latest from the worlds
3 Mar 2023 4 min read
Social Commerce
How India’s reseller-led social commerce can turn the corner with B2B credit
Here’s how the right credit products can revive India’s worn out social commerce?
10 Feb 2023 3 min read
Social Commerce
How India’s reseller-led social commerce can turn the corner with B2B credit
Here’s how the right credit products can revive India’s worn out social commerce?
10 Feb 2023 3 min read
NBFC
The digital-first guide: How NBFCs can launch and scale their digital offerings
Digital credit is no longer a good-to-have, it is table stakes. Any lending NBFC worth its salt today must be looking at digital lending as the holy grail of building a resilient business. This is…
9 Feb 2023 5 min read
NBFC
The digital-first guide: How NBFCs can launch and scale their digital offerings
Digital credit is no longer a good-to-have, it is table stakes. Any lending NBFC worth its salt today must be looking at digital lending as the holy grail of building a resilient business. This is…
9 Feb 2023 5 min read
Digital Lending Infrastructure
App isn’t enough. Here’s how lenders can become truly digital!
Digital banking is not new. ATMs and cards were the green shoots of digital banking that emerged in the 1960s. Then in 1994, Microsoft introduced Microsoft Money, a personal finance management tool…
8 Feb 2023 3 min read
Digital Lending Infrastructure
App isn’t enough. Here’s how lenders can become truly digital!
Digital banking is not new. ATMs and cards were the green shoots of digital banking that emerged in the 1960s. Then in 1994, Microsoft introduced Microsoft Money, a personal finance management tool…
8 Feb 2023 3 min read
B2B Marketplace
Three steps to win with credit integration on a B2B marketplace.
Three ways FinBox’s credit stack drives B2C-like instant gratification on a B2B marketplace
25 Jan 2023 4 min read
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