FinBox Research
Topic

Banking as a Service

How banks expose their infrastructure as APIs — and how fintechs, platforms, and NBFCs build licensed financial products on top of it.

FinBox Research
UPI123Pay: The leg-up for India's fintechs
Explore the latest trends in India's fintech industry and how it's getting a boost with innovative technologies. Learn about the key players and their impact
15 Mar 2022 6 min read
FinBox Research
Can fintechs mend the dent for chit funds?
Chit funds have been the last-mile credit options for Indians. But they still need cleaning-up. Fintechs can address the gaps and elevate chit funds into a force of financial inclusion that they truly are.
11 Mar 2022 4 min read
FinBox Research
Banking-as-a-service: Risks and complexities to consider before choosing the right partner
Find the perfect banking as a service partner for your business. Our blog covers everything you need to know about choosing the right BaaS provider, from compatibility to pricing. Learn how to assess BaaS providers, and what to look for in a partner.
17 Feb 2022 3 min read
FinBox Research
Will Banking-as-a-Service sound the death knell for traditional banks?
Banking-as-a-service: Disruptive or destructive?
7 Feb 2022 4 min read
FinBox Research
A FinTech founder's guide to structuring and hiring quality teams
What's the one thing that a FinTech can do to be in the top percentile of
1 Feb 2022 4 min read
FinBox Research
Digital lending vs Great Resignation: A battle strategy
FinTech today is all about customer experience. Players in the market are in a race to delight customers,
21 Jan 2022 3 min read
FinBox Research
The case for human-machine collaboration in underwriting
Legacy banks are in danger of - and in some cases - are already disintermediated from financial transactions. In the
7 Jan 2022 2 min read
FinBox Research
Flaws in risk assessment and how they foster lending biases
Three common shortfalls of credit risk assessment models and the role of technology in overcoming them
16 Dec 2021 6 min read
FinBox Research
Banks v/s FinTechs? Five reasons why partnering is a win-win
This blog makes a case for banks and FinTechs to come together and play to their strengths in order to provide cutting-edge financial products and improve customer service.
6 Sep 2021 4 min read
FinBox Research
The role of India's smartphone revolution in enabling credit
The rapid rise in the popularity of smartphones has transformed the way in which financial services are delivered, especially to the traditionally underbanked. What's in store in terms of improved access to credit, and what are the gaps left to fill?
26 Aug 2021 2 min read
FinBox Research
Embedded Finance and the new era of customer experience
Customer experience in lending has gained immense prominence in this digital era. Consumers now want fast and easy credit that's customized to their unique needs - and Embedded Finance makes it possible.
23 Jun 2021 4 min read
FinBox Research
How Embedded Credit improves CLTV for B2B E-Commerce
Embedded Credit enables B2B E-Commerce platforms by creating a credit line for their merchants. This helps improve the platform's CLTV, AOV, and GMV.
26 Dec 2020 4 min read