Bank Statement Analysis

New technology enables real-time early warning systems for loan portfolios while sharpening underwriting and unlocking cross-sell opportunities.

Indian finance should focus on AI automation over lending decisions. Learn why data quality issues make operational AI the smart choice for NBFCs and banks.

But this year, 40,000 taxpayers suddenly needed to file corrections, withdrawing ₹1,045 crore worth of deductions they had claimed.

Could the most crucial customer-faced financial process in India finally get the overhaul it deserves? ____________________________________________________________________________________________ So, you&

Trying to understand a customer’s portfolio health by looking at isolated metrics like repayment history or account balance is as futile as understanding a person’s vitals by looking at their temperature alone.

The induction of the Goods and Services Tax Network (GSTN) on the Account Aggregator framework is expected to add another dimension to underwriting for small businesses. Underwriters process variou…

Being a credit risk manager is tough. In India, there are four major bureaus and information gleaned from them can differ - even for the same borrowers! Addressing this challenge head-on is FinBox…

Online trading platforms have made stock markets accessible to a wide range of traders across India. Just two major online trading platforms account for 40% of the total active user base in the Ind…

Automated bank statement analysis enables income estimation when underwriting users for digital platforms. Income estimation and classification are straightforward in the case of salaried borrowers…

Three steps to building robust credit risk mitigation that can help lenders limit losses from defaults

Unlock the secrets of credit risk modeling with our comprehensive guide. Master the skills and knowledge needed to become an expert in credit risk management

Wednesday, May 24, 2023: Digital infrastructure company FinBox and the NBFC IIFL Finance were awarded for their work in building a cash flow and GST data based unsecured business loan product for M…