Topic
Alternative Data
Using bank statement analysis, device data, GST filings, and behavioral signals to underwrite borrowers who fall outside the traditional credit bureau model.
FinBox Research
Deep dive: How risk-based pricing can help lenders save billions in credit losses
Risk as an opportunity: How to grow your loan book as key rate rises?
24 Jun 2022 7 min read
FinBox Research
FinBox raises a $15 million round led by A91 Partners to deepen its Credit Infra and Data Product Offerings and expand internationally
Bengaluru, June 20, 2022: FinBox, a B2B credit infrastructure fintech, today announced a fundraise of $15 million (INR
20 Jun 2022 4 min read
Equated Daily Instalments
Move over EMIs: Understanding Equated Daily Instalments (EDIs) and how it’ll bring formal credit to 4 crore MSMEs
What does it take to run a successful EDI programme? Find out
30 May 2022 4 min read
FinBox Research
Dire straits - Four charts reveal just how broken MSME lending is
Hello ! Hope you had a good week. Today, I am here to share some sobering but pretty interesting
27 May 2022 5 min read
FinBox Research
GST invoices, alternate data and cash-flow underwriting: How to unlock the $400 bn MSME financing opportunity
When it comes to MSME financing, the problem of thin-file borrowers and informal setups crops up time
24 May 2022 3 min read
FinBox Research
Beyond digitisation: Decoding AgriStack and its promise to reform agri financing
Is a UPI moment in agricultural credit almost here? Find out
13 May 2022 4 min read
FinBox Research
Signals from the soil: Why data interoperability is crucial to agricultural lending
Agriculture is the sum of many parts. Its success depends on a range of factors from soil quality
13 May 2022 4 min read
FinBox Research
Credit scores vs social scores: Can lenders use farmers’ social capital to provide agricultural financing?
For the most part, fintechs will argue that data-driven agricultural financing is a gift that will keep
2 May 2022 3 min read
FinBox Research
Stacking for agriculture: Missing pieces of India’s Agristack puzzle
The stakes in agriculture are high - it's fraught with risks; for farmers, agri-businesses, lenders and
21 Apr 2022 3 min read
FinBox Research
D2C brands and revenue-based financing - a match made in heaven?
While the pandemic made life tougher for large consumer brands as they tried to plug supply chain challenges,
12 Apr 2022 3 min read
FinBox Research
Of metaverse lending, virtual lands and losing the plot
Welcome to the new financial year! With the new financial year come ever-increasing fuel prices, costlier cars
1 Apr 2022 6 min read
FinBox Research
The digital grain: Culling smart data for better agricultural lending
Data is ubiquitous. Especially in agriculture.
But data with economic value attached? Not so common.
Think of all
1 Apr 2022 3 min read