Alternate Data

The rapid rise in the popularity of smartphones has transformed the way in which financial services are delivered, especially to the traditionally underbanked. What's in store in terms of improved access to credit, and what are the gaps left to fill?

What is Embedded Lending and why is it accepted easily in the financial sector? Get details like pros and cons associated with Embedded Credit lending.

Discover the impact of RBI action on MSME accounts and the challenges facing banking stability. Learn about the long road ahead for the sector.

Digital lending represented a huge leap on traditional lending. It lowered processing costs, improved revenue per loan, and drastically improved CX. It's an evolving space, and the next stage of digital lending will be powered by Embedded Finance.

Despite a technological boom in the financial sector, large parts of rural India remain outside the ambit of formal credit. Embedded Finance, which enables simplified user experiences, customized loans, and more, can change that.

Traditional credit scoring is proving increasingly ineffective in the face of a diverse pool of new-to-credit borrowers. This is where alternative credit scoring comes in to enable those who don't have a credit history to take loans and repay them on time.

How has Economic Slowdown affected lending? What can lenders do now?

15th March 2019 : FinBox participated as the AI & Alternative data partner for 6th NBFC100 Tech Summit in

Indian retail lending customers are growing at 24% y-o-y . Entry of non-traditional lenders, especially technology

Indian retail lending customers are growing at 24% y-o-y . Entry of non-traditional lenders, especially technology

Digitisation  has made collecting, storing and analysing user data much easier, but  it has also given rise to