AI & Machine Learning

You don't need to rip out your core banking system to go agentic—layering AI on top is a strong first step.

When open-source AI makes flawless deepfakes free, treating identity verification as a one-time check can become a massive risk.

Agentic AI that turns a loan application into a single, guided conversation — no forms, no callbacks, no drop-offs.

When a fast-growing fintech wanted to screen applicants before letting them open a cash management account, it

Modernise the core incrementally while deploying AI-native capabilities in parallel.

What happens when a complex case falls outside the AI's training?

Your loan origination is fast, but is it efficient?

Origination was digitised, but it was never redesigned

A credit head at a mid-sized NBFC told me recently about something that had been bothering her.

There's a loan officer I spoke to some months ago at a mid-sized NBFC. His team spent roughly half their day calling people who had started applications and gone quiet.

The cost of 16-week product launch timelines in the age of AI.

There's a moment in every technology cycle when the infrastructure catches up to the ambition.