FinBox Research
Transforming Credit Underwriting: The Power of Alternative Data in Income Estimation
Income estimation stands as the bedrock of credit underwriting, a decisive metric empowering lenders to make informed lending decisions. It gauges repayment capacity, allowing financial institution…
10 Nov 2023 3 min read
FinBox Research
Why an advanced rules engine should be the core of lenders’ ONDC strategy
A competitive edge for lenders: The role of an advanced rules engine in ONDC
10 Nov 2023
LOS
Presenting FinBox LOS: Supercharge disbursals with zero friction!
Great credit products are built on agile origination systems. Launch and own your credit product’s performance with FinBox's highly configurable loan origination software. Go-live in ~2 weeks!
7 Nov 2023 2 min read
Prism
One API stack, multiple partnerships: Presenting FinBox's API Middleware
If partnership-driven growth is what you're looking for, FinBox's API middleware is the way to go!
7 Nov 2023 2 min read
ONDC
ONDC and Lenders 101
Know all about ONDC and how this phenomenon, often touted as the 'UPI of e-commerce', can be leveraged by lenders.
7 Nov 2023 4 min read
FinBox Research
Introducing BureauConnect: FinBox’s multi-bureau connector and bureau analytics tool
Credit bureaus are lenders' first source of truth. However, the true worth of the credit bureau data heavily relies on the breadth and depth of the information and its ability to create value for u…
5 Oct 2023 5 min read
FinBox Research
How FinBox BankConnect powers advanced income analytics
Automated bank statement analysis enables income estimation when underwriting users for digital platforms. Income estimation and classification are straightforward in the case of salaried borrowers…
29 Sep 2023 2 min read
FinBox Research
How do Canary testing and Champion/Challenger features in a Business Rules Engine benefit credit decision-making?
A guide to Canary and Champion/Challenger strategies for credit decision automation
18 Sep 2023
FinBox Research
Account Aggregator leverages ‘informed’ consent to enable multiple use cases in digital lending
User data is the lifeblood for lenders. Be it physical operations or digital lending - the volume and velocity of data sought, collected and analysed is only increasing exponentially. This added ex…
12 Jul 2023 4 min read
FinBox Research
How to fine-tune your credit scoring model with FinBox Inclusion Score (FIS)
The economic prosperity of a country and its citizens hinges on responsible access to affordable credit. Monumentally important decisions like buying a home, getting a business loan or even a medic…
22 Jun 2023 5 min read
FinBox Research
Banking Fraud: Key Types, Challenges, and Top Detection Strategies
Learn about the challenges faced in bank fraud detection and top prevention strategies in this guide.
12 Jun 2023 8 min read
FinBox Research
What are Direct Selling Agents and How to Manage Them?
Learn who DSAs are & how FinBox helps banks and lenders manage their Direct Selling Agents (DSAs) to make the loan process smoother and more efficient.
12 Jun 2023 7 min read