When a rate cut meets a record-low rupee
The RBI cut rates today -- a neat, expected 25 bps move. Normally, that would have been the headline.
Mayank Jain
Faster scores, tighter checks -- the new DNA of lending in 2026
Two pieces of news surfaced this week that, at first glance, seem unrelated.
DPDP will rewire how India lends. Here's how
Welcome to the 180th edition of The Pattern, a weekly where we dive into the latest from the
The quiet capital build-up shaping 2026
Some of finance's most meaningful shifts happen quietly. No announcements, no warnings and no urgency. Just a quiet, strategic shift. Indian banks preparing to raise about 15,000 crore in Tier II capital is exactly the kind of moment.
The Pattern No.178: Silver linings - Why India's new collateral shift matters
The new gold standard isn't gold.
Faster. Steadier. Stronger. India's financial tempo is picking up steam.
This week's story is about India's financial pulse gaining momentum.
India's great festive splurge -- and what comes after
Hi everyone, Welcome to this week's edition of The Pattern -- a weekly newsletter decoding the undercurrents
Till debt do us apart: Strengthening lending vows
With defaults on the rise, discover how lenders can responsible lending and why proactive support is the ultimate vow.
The great financial rewire - Can India build money that thinks?
Hi everyone, Welcome to the 174th edition of The Pattern, a weekly newsletter by FinBox decoding the undercurrents
The Pattern No.173: Risky business - Can credit survive stormy seas?
Credit push but at what cost?
AI is coming for your loan recovery playbook
Gone are the days when a collection agency paid a visit to a loan defaulter's home to collect the rest of the money.
The new housing finance playbook for lenders | A Credit Insider conversation
Affordable housing is getting a lot more scientific. Underwriting is shifting from one-size-fits-all to profile-specific playbooks, and behavior is now a key signal in secured lending.