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The intelligence layer powering the future of lending. Explore the collective knowledge of India's lending ecosystem—from regulations and risk to underwriting, embedded finance and real-world implementations.
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State of Digital Lending 2026 - A FinBox report
Every stat and insight about lending in India in one comprehensive report.
digital lending report 11 min read
Digital credit infrastructure - A FinBox guide for banks and NBFCs
A guide to building a modern lending stack for lenders.
Digital Credit Infrastructure 11 min read
Digital credit infrastructure - A FinBox Guide
A guide to building modern credit products at scale — covering loan origination, decisioning, loan management, and the orchestration layer that ties them together.
Digital Credit Infrastructure 11 min read
Featured report
State of Digital Lending 2026 - A FinBox report
Every stat and insight about lending in India in one comprehensive report.
FinBox Research
Featured report
State of Digital Lending 2026 - A FinBox report
Case-study
How IIFL Replaced Hard-Coded Rules with FinBox Sentinel to Move at the Speed of Risk
IIFL's digital lending arm swapped a slow, IT-dependent rules engine for Sentinel's no-code decisioning system, turning weeks-long policy changes into a task risk teams complete themselves in minutes.
Case-study 11 min read
Digital-first credit transformation for Indian NBFC - A FinBox case study
How a leading NBFC took the third option — partner instead of build-or-buy — and now originates 60% of its loans digitally across proprietary apps, 40+ point-of-sale partners, and an omnichannel co…
NBFC 11 min read
Sentinel AI transforms risk and decisioning at IIFL - A FinBox case study
Sentinel AI turns IIFL finance into a digital lending powerhouse.
Case-study 11 min read
AI in lending doesn't win on capability. It wins on orchestration.
The institutions that come out ahead in the next decade won't be the ones that trusted AI the most. They'll be the ones that governed it best. Throwing AI at every problem was never the edge. Governing it always was.
6 min read
Understanding the market behind the product: My summer at FinBox
A Princeton Economics student reflects on her summer at FinBox, exploring how India’s lending ecosystem, infrastructure, regulation, and consumer behaviour shape fintech products—and what it takes to adapt them for new markets.
B2B Credit 3 min read
What Kenya and Nigeria now require of AI in credit decisions
Kenya and Nigeria are approaching digitization and formalization. Sentinel AI helps lender make it scale-ready and compliant from day 1.
7 min read
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Search across FinBox research, regulatory circulars and industry reports — or talk to the team building India's credit stack.