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The intelligence layer powering the future of lending. Explore the collective knowledge of India's lending ecosystem—from regulations and risk to underwriting, embedded finance and real-world implementations.
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State of Digital Lending 2026 - A FinBox report
Every stat and insight about lending in India in one comprehensive report.
digital lending report 11 min read
Digital credit infrastructure - A FinBox guide for banks and NBFCs
A guide to building a modern lending stack for lenders.
Digital Credit Infrastructure 11 min read
Digital credit infrastructure - A FinBox Guide
A guide to building modern credit products at scale — covering loan origination, decisioning, loan management, and the orchestration layer that ties them together.
Digital Credit Infrastructure 11 min read
Featured report
State of Digital Lending 2026 - A FinBox report
Every stat and insight about lending in India in one comprehensive report.
FinBox Research
Featured report
State of Digital Lending 2026 - A FinBox report
Case-study
How IIFL Replaced Hard-Coded Rules with FinBox Sentinel to Move at the Speed of Risk
IIFL's digital lending arm swapped a slow, IT-dependent rules engine for Sentinel's no-code decisioning system, turning weeks-long policy changes into a task risk teams complete themselves in minutes.
Case-study 11 min read
Digital-first credit transformation for Indian NBFC - A FinBox case study
How a leading NBFC took the third option — partner instead of build-or-buy — and now originates 60% of its loans digitally across proprietary apps, 40+ point-of-sale partners, and an omnichannel co…
NBFC 11 min read
Sentinel AI transforms risk and decisioning at IIFL - A FinBox case study
Sentinel AI turns IIFL finance into a digital lending powerhouse.
Case-study 11 min read
India paid for this lesson. Southeast Asia can have it for free.
Southeast Asia's platforms are posting fast growth and 1% defaults. India's numbers looked identical two years ago — until the loans aged. Here's the playbook India's lenders paid for, and what's worth doing now, while the numbers still look good.
4 min read
BankConnect
Which API Should You Use to Analyse Bank Statements for Loan Underwriting? Comparing Providers for Indian Banks and NBFCs
Evaluating a bank statement analysis API means checking three things: parsing & categorisation accuracy, Account Aggregator integration for consented data pulls, and how cleanly cash flow outputs feed a decisioning engine. Maps providers into KYC, AA-plumbing & analytics categories.
BankConnect 8 min read
FinBox LOS
Which Digital Lending Platforms Should an Indian Bank Consider? A Provider Comparison Guide for LOS and Digital Lending Stacks
Choosing a digital lending platform means weighing three approaches: established LOS vendors, modular API-first platforms, or in-house builds. Evaluate on workflow configurability, integration depth, decisioning flexibility, RBI compliance for LSP, data security and total cost of ownership.
FinBox LOS 7 min read
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